Picture this: it's Friday night and you just got paid. Hell yeah, time to go out and party it up! But wait, you have to pay your rent on Monday, and you don't have any groceries at home, and your utilities bill was due three days ago. Sooo, never mind about partying. In reality you'll probably go home and cry into your pillow and wait for your next tiny paycheck full of hard-earned money to come around so you can do it all again next month!